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Haribabu Ravipati

Haribabu Ravipati

Health & Term Insurance Advisor · India

IRDAI Licence No.: TODO

మీపై ఆధారపడిన వారిని రక్షించండి,గందరగోళం లేకుండా.

I am Haribabu Ravipati, an independent health and term insurance advisor. I help Indian families choose cover that actually pays when it matters, and I stay with you through every claim.

ఉచిత సలహా పొందండిప్లాన్లు చూడండి

Prefer to chat?Message me on WhatsApp

Years of experience
10+
Families protected
500+
Partner insurers
12+
Claims assistance
100%

Why work with me

Advice you can trust. Service you can count on.

Buying insurance should not feel like a sales pitch. My job is to make sure you understand exactly what you are buying and why.

01

Unbiased advice

I compare plans across leading insurers and recommend only what fits your needs and budget, never what pays the highest commission.

02

Claims support, end to end

From filing documents to following up with the insurer, I stay with you and your family until the claim is settled.

03

Plain-language explanations

Waiting periods, sub-limits, riders, exclusions. I explain every clause so there are no surprises later.

04

Lifetime relationship

Annual policy reviews, renewal reminders and portability guidance as your life and family grow.

Plans I offer

Popular plans for Indian families

A starting point. Every recommendation is tailored after understanding your situation.

Health₹5 lakh - ₹1 crore

Individual Health Plan

Comprehensive cover tailored to one person.

Ideal for

Young professionals and singles

  • Cashless treatment at 10,000+ network hospitals
  • Pre and post hospitalisation expenses
  • No room-rent capping options
  • Restoration of sum insured
  • Annual health check-up
అడగండిRequest a callback
Health₹10 lakh - ₹1 crore

Family Floater Plan

One policy, one premium, whole family covered.

Ideal for

Couples and families with children

  • Shared sum insured for self, spouse and children
  • Maternity and newborn cover options
  • Unlimited automatic recharge on select plans
  • Day-care procedures and domiciliary treatment
  • Cumulative bonus up to 100%
అడగండిRequest a callback
Term Life₹50 lakh - ₹5 crore

Pure Term Life Plan

Maximum life cover at the lowest premium.

Ideal for

Earning members aged 25 – 45

  • High sum assured at affordable premiums
  • Cover up to age 85 on select plans
  • Choice of lump sum, monthly income or both
  • Premium waiver on disability rider
  • Tax benefits under Sections 80C and 10(10D)
అడగండిRequest a callback
అన్ని ప్లాన్లు చూడండి

How it works

Three simple steps to the right cover

  1. 1

    Understand your needs

    A 20-minute call about your family, health history, income, loans and existing cover.

  2. 2

    Compare the right plans

    I shortlist two or three plans from trusted insurers and explain the trade-offs in plain language.

  3. 3

    Buy and stay protected

    I handle the paperwork and medicals, then stay with you for renewals, changes and claims.

Client stories

What families say

Haribabu explained every clause patiently and helped us pick a family floater that actually covered what we needed. When my father was hospitalised, he handled the entire cashless claim.
TODO: Client nameFamily floater plan, Hyderabad
I had no idea how much term cover I needed. He walked me through the math and found a plan well within my budget. Zero pressure, only clarity.
TODO: Client nameTerm life plan, Bengaluru
Very responsive on WhatsApp, and honest about what a plan does not cover. That is rare. Highly recommended.
TODO: Client nameSenior citizen health plan, Vijayawada

Not sure which plan is right for you?

Tell me a little about your family and budget. I will recommend two or three options with clear pros and cons, no obligation.

Chat on WhatsAppకాల్ చేయండి +91 98490 90324